Insurance & Payment

Insurance & Payment Options for Your Child's Care

We're in-network with many major PPO plans, we verify your benefits before your visit, and every treatment comes with an honest estimate first — so cost questions get answers before the chair, not after.

Accommodating, Accessible Care

You and Your Family Deserve the Best

A parent and child outside the Clear Lake office
  • WE VERIFY YOUR BENEFITS FIRST

    Send us your insurance details when you request an appointment, and as a courtesy, we'll check your plan before your child's visit so you have a clearer idea of what may be covered, what may not be, and what your share could look like. We file the claims paperwork for you, too.

  • NO INSURANCE? YOU STILL HAVE OPTIONS

    Families without dental coverage aren't an afterthought here. You can choose straightforward cash pay for visits, or use our membership plan for preventive care at transparent annual pricing. We'll help you find the option that fits your family best.

Your Options

Three Ways Families Pay Here

Dental Insurance

We're in-network with many major PPO plans. Bring your plan details, we verify your benefits before the visit, and you'll know your plan's actual answer — not a guess — before any decisions get made.

Membership Plan

For families without insurance: we offer simple annual pricing that covers cleanings, exams, fluoride, and routine X-rays. The full details live on the membership page.

Self-Pay, Made Easier

We accept all major credit cards and most HSA/FSA cards, offer financing through Cherry for larger treatment plans (subject to approval; terms vary), and give a 10% discount for cash payment — not combinable with membership pricing or other offers.
Membership

New Membership Plans

Discount available for families with multiple children.

$398/Year

Toddler Plan

3 & Under

  • 2 cleanings per year
  • Fluoride treatment with each cleaning
  • Exam with each cleaning
  • Oral cancer screening with each cleaning
  • 1 set of routine X-rays per year
  • 50% off emergency visits, additional X-rays, SDF, and nitrous oxide
  • Most HSA/FSA cards accepted
  • Total savings valued at $250+
$414/Year

Children Plan

Ages 4–11

  • 2 cleanings per year
  • Fluoride treatment with each cleaning
  • Exam with each cleaning
  • Oral cancer screening with each cleaning
  • 1 set of routine X-rays per year
  • 50% off emergency visits, additional X-rays, SDF, and nitrous oxide
  • Most HSA/FSA cards accepted
  • Total savings valued at $210+
$469/Year

Teenage Plan

Ages 12 & Over

  • 2 cleanings per year
  • Fluoride treatment with each cleaning
  • Exam with each cleaning
  • Oral cancer screening with each cleaning
  • 1 set of routine X-rays per year
  • 50% off emergency visits, additional X-rays, SDF, and nitrous oxide
  • Most HSA/FSA cards accepted
  • Total savings valued at $260+
The Big Picture Pediatric Dentistry team

Why We Don't Show You a Wall of Insurance Logos

Here's something the logo walls don't tell you: two families holding cards from the very same big-name insurer can have completely different coverage — different networks, different percentages, different rules for kids' dentistry. The name on the card was never the answer; your specific plan is.

So we skip the logos and do the useful thing instead. Tell us your plan when you book, and we'll verify your actual benefits before your child's visit. We'll then walk you through what your plan covers in plain English, with an honest estimate for any recommended treatment before it happens. If you want to know whether your insurance works here, that's a two-minute phone call: (346) 230-2811. The answer will be about your plan, not a poster.

FAQ

Have Questions About Big Picture Pediatric Dentistry?

Check out these frequently asked questions, or call us at (346) 230-2811 to speak with our team.

We're in-network with many major PPO plans — and rather than publish a list that can't capture plan-level differences, we verify every family's actual benefits before the visit. Call (346) 230-2811 or send your plan details with your appointment request, and you'll have your plan's real answer, usually before you've picked a time.

Contact Us To Schedule Your Appointment

Submit your contact information below and we'll get back to you!

Preferred Appointment Date:
Preferred Appointment Time:

*Requested time is not final until you receive confirmation from our office.

01

COZY WAITING AREA

A welcoming room designed to help children feel at ease. Soft seating, cheerful looks, and a gentle vibe take away the worry before their appointment.

02

Family-Friendly Space

We've made the experience smooth for families. Our waiting area accommodates everyone—whether you're carrying a baby or chasing a toddler.

03

Comforting Amenities

From a small play corner to keep children engaged and kid-friendly TV programming, our amenities are chosen to distract, delight, and comfort. Because a happy child makes for a smoother visit.